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Does A Homeowner’s Insurance Cover Solar Panels?

Does A Homeowner’s Insurance Cover Solar Panels?

Nowadays, the price of energy is not a matter you can easily brush off. After all, almost every year, homeowners see an increase in their monthly bills. Due to this, more and more homeowners are having solar panels installed in their homes in an effort to harness solar energy. However, some homeowners are still wary of doing so and this is because they aren’t certain if their homeowner’s insurance will cover solar panels or if the panels themselves will affect their insurance policy.

Does A Homeowner’s Insurance Cover Solar Panels? -Green Air Heating and Air Conditioning, Inc.

Solar Panels: Are They Covered By Your Insurance?

If you want to install solar panels in your home but you’re worried about it not being covered by your insurance, don’t be. In fact, by all means, you should go through with the installation. This is because experts say that since the panels are considered part of your dwelling, most insurance providers will foot the bill for the repairs should it sustain any damage due to hail, wind, water damage and other perils. However, keep in mind that this all depends on your insurance provider and as such, you should check with them first if they cover the installation process or if you need to get an add-on policy before you sign the contract with your solar installation contractor.

How Solar Panels Affect Your Insurance

Believe it or not, installing solar panels in your home won’t necessarily cause your insurance premiums to skyrocket. In fact, insurance providers may also offer a lower rate or discount if you add the panels to your home. However, keep in mind that other insurance providers may also charge a hefty fee on your system since it adds value to your home. With that in mind, be sure to talk to your insurance company to see what will happen when you install solar panels in your home.

Make your search for a solar panel company easier by turning to Green Air Heating and Air Conditioning, Inc.. When it comes to solar panel installation and maintenance services, we are the number one experts to approach and you can count on us! Give us a call at (925) 954-9998 or fill out our contact form to get in touch with us today! We serve homeowners in Oakland, CA, and other nearby areas in the state of California.

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